Identity
Extract from the population register (in case of multiple tenants from both, maximum 3 months old)
A statement from the current landlord / mortgage holder (not older than 3 months).
Copy of ID card/Passport. For this you can use the KopieID app from the Rijksoverheid.
Are you employed?
Employer’s certificate, maximum 3 months old
3 most recent salary slips
3 recent bank statements showing the salary.
Are you self-employed?
As an entrepreneur, you can prove your income with an income statement from the tax authorities over the two most recent years. You can request this form free of charge by calling the “belastingdienst” on 0800 0543 or by logging in to “Mijn Belastingdienst” with your DigiD. Please note: you can only request this document using a DigiD.
Do you not have an income statement? Then an accountant’s or bookkeeper’s declaration with annual accounts is necessary.
Balance sheet, profit and loss account of the last 2 years drawn up by an accountant/bookkeeping firm.
Accountant’s certificate (or income statement from the tax authorities).
An estimate, drawn up by an accountant, of the expected result of the coming financial year.
Recent excerpt from the Chamber of Commerce register (not older than 3 months)
Are you retired/AOW entitled?
Annual statement of AOW and pension if applicable
Income statement from the tax authorities
Three bank statements showing the deposit of AOW and, if applicable, pension.
Do you currently own a house?
Then your income must be sufficient to cover the mortgage and rental costs.
In the case of a owner-occupied home, the following situations are possible and you must upload the following documents:
The house has been sold:
Deliver a (provisional) contract of the sale
Annual statements from the mortgage provider OR a bill of account.
You are keeping the mortgage:
Annual statements from mortgage lender
Three bank statements showing the monthly mortgage payments
You must also take into account that the rental agreement requires you to register at the address of the rented property. Any mortgage interest deduction will lapse as a result.
Do you currently have a rental property?
Recent landlord statement
Divorce
In the event of a divorce it is important that you can substantiate your financial position on the basis of the divorce agreement or mediator’s statement, so that we can determine whether there are sufficient financial resources to bear the rent in relation to the income.